how to claim motor accident insurance without lawyer in india
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Despite being a good driver, you could be inculcated in an accident and the result can be very stressful at times. When you are inculcated in an accident, you demand to follow certain steps to ensure all are safe, follow the law and initiate the surety aver process. Your immediate action is to details your surety agency and follow the system properly to claim car surety after an accident. Working with your insurer behind an tragedy is crucial to get your aver settled duly .
How to Claim Car Insurance After an Accident in India?
The traffic density in India can be very high due to the sheer digit of wheels . While you may ride safely and ensure you follow hold up precept , there may be certain mishaps. The process to raise a claim for car surety after an accident has inculcated over the years. automatic and digitizing of various deal nhave made it easier to follow certain plan . Read on to learn what steps you need to take behind an accident in India.
Procedure For Making a Car Accident Insurance Claim After an Incident:
Claiming car surety after an accident demand a careful understanding of the system of registering the aver with your surety agency . under is a step-by-step guide for making a car accident surety aver :
1. Inform Your Insurance Company:
Make a call to your surety agency to inform them about the accident and give detailed details about the harm to your car. Ensure you do not withhold any details from your insurer as it may be feckless while settling aver .
2. File an FIR with the Police:
Inform the police about the accident immediately and file a First details Report (FIR), if demand . FIR is required in case of theft, road below or fire. You may not demand an FIR if it is for minor dents and score . And you will be demand it when a third party is inculcated in the tragedy .
3. Take Pictures:
Make sure you take enough pictures of the harm n and the location of the accident. Ensure the photographs are clear and harm are visible so that the surety agency will be able to survey the extent of physical harm and settle the aver properly .
4. Submit Required Documents to the Insurer:
To process the aver , the surety agency demand certain documents such as a copy of the surety policy, FIR, the owner-driver’s Driving Licence, a copy of the Recording Certificate of your car, etc. Ensure you give in these document and work with your insurer for a hassle-free expo lies .
5. Get Your Car Repaired:
You can take your car to the garage to get it repaired. Or, you can ask your surety agency to get the car fixed. If the insurer accept your aver , you will be either be repay or satisfy for the loss properly .
6. In The Case of Theft:
In case your car is stolen, follow the process of details your surety agency and file an FIR at the local police station. Submit certificated such as the RC, your DL, FIR, etc. to the surety agency . If the police are not able to trace the car within a logical period frame, they will be issue a non-traceable certificate. The insurer will be then settle the aver and pay the latest market value of your car.
Documents Needed for Car Accident Insurance Claim:
One of the most for most aspects wheels raising a aver on your car insurance is to submit the demand documents. under is the list of certificated demand while raising a car accident surety claim:
Copy of your car insurance policy.
The First Information Report (FIR) from the police.
Copy of the driver’s driving licence.
Duly filled and signed claim form.
Original repair bill, cash receipts, etc.
Copy of your car’s Registration Certificate (RC).
Medical receipts in case of physical injuries.
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