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Tuesday, 21 February 2023

Banking app to make UPI fund transfers, credit card payments & check A/C balance

Banking app to make UPI fund transfers, credit card payments & check A/C balance

Welcome to IDFC FIRST Bank’s Mobile Banking App. It comes with exciting features and banking services to make your online banking experience joyful.

Experience the joy of
* One Swipe Banking – Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers – Make secure payments, UPI transfers, and bill payments. All in a few seconds
* Building Wealth – One screen to view your investment portfolio. Also, get curated investment recommendations basis your risk profile
* Being in Control – Track, analyse and manage your expenses across spend categories
* Investing for your life goals – Choose your investment goals – be it wedding, children’s education, or retirement. Also, create your goals with curated recommendations
* Personalized Offers – Get offers that matter to you, across net banking, lifestyle, and shopping
* Affordable Instant Loans – Avail pre-approved loan offers at attractive interest rates and flexible tenures.
* Universal Search – Find what you are looking for, with our intuitive, suggestive in-app search feature

Secure Fund Transfers & Payments
⭐ Quick fund transfers to any bank account without adding beneficiary
⭐ Easy bill payment and recharge – mobile recharge, DTH and utility bills
⭐ A summary view of your other banking account balances via our linking facility
⭐ 3-click digital payments of utility and credit card bills
⭐ Instant money transfer (मनी ट्रांसफर) to bank accounts using UPI or QR Code

UPI Payments App:
⭐ Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
⭐ Link your bank (बैंक) accounts, analyse your banking statements, and track your savings account (बचत खाता) balances

Other Banking Services:
⭐ Place cheque book request via online banking
⭐ Apply smart filters to view transactions
⭐ Manage credit card payments, download statements, and redeem rewards
⭐ Redemption of Credit card (क्रेडिट कार्ड) rewards
⭐ Quick purchase and recharge of FASTag
⭐ Buy health, car, bike insurance
⭐ Get personalised offers across loans
⭐ Categorise transactions for better money management
⭐ Contact us via Chat, Video Call and Call Centre

Steps to download and use our App:
☛ Download the banking app
☛ Log in via user ID and password or mobile number and MPIN
☛ Log in subsequently for mobile banking through Face ID or Thumb (biometric)
☛ SIM Binding feature for a secure banking (बैंकिंग) experience

Steps to open a digital banking account (बैंक खाता):
☛ Download and install our banking app
☛ Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
OR
☛ Click on Login and on the login page’s top right corner, click on three dots
☛ Click on ‘Open savings account’

Investment, Mutual Funds and IPOs App:

Explore online investment services:
✓ Invest in Mutual Funds online with Instant SIP
✓ Invest in equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds✓ Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
✓ Apply for Initial public offerings(IPOs) using ASBA, Rights Issue, and Call Money



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10, 20, 30 ઉચ્ચતર પગાધોરણ બાબત 21-02-2023 નો અગત્યનો પરીપત્ર


Insurance App:
Buy health insurance and car insurance online, through our app

Personal Loan Features:
Loan amount: ₹20,000—₹40 lakhs
Personal Loan Tenure: 6—60 months
Annual Percentage Rate: Min APR—11%. Max APR—28%

Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667




Click Here Download App 

Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy.
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