Alert: Giving your details to an unfamiliar email without thinking can be overwhelming, this is how to identify fake and original emails
In times of epidemics and lockdowns, most professionals are doing their office work from home for safety reasons. In the meantime, people are spending more time on the Internet than ever before. Hackers are active to take advantage of it.
Cases of bank fraud are on the rise. So it is important to have security. Hackers prey on people in many ways. The most commonly used of these is phishing.
What is phishing?
Phishing is a global problem. Banks not only in India but all over the world are facing it. The phishing technique may be an email that appears to have come from a well-known organization, company, bank, etc., or from a popular website. But it is fake. It is important to note that the bank never inquires about personal details such as transaction password, OTP, URN (Unique Reference Number).
How is phishing done?
Hackers create fake pages like a famous financial institution or a popular shopping website.
Users are then sent bulk emails asking for their personal details.
When the user opens the link in the mail, the fake website opens. Sometimes a form appears on the user's screen through a pop up.
Upon updating it, the data goes to hackers, then the user is redirected to the original website.
How to identify phishing
Unsolicited e-mails, phone calls from strangers or websites asking for secret banking details.
Message for immediate action for security reasons.
The link in the email that gives access to the website.
To check the correct website, hover the cursor over the link or check https: //, where the 's' should guarantee a secure site.
Criminals can use the email address, domain name, logo, etc. of any reputed bank, giving the fake email a look like a real site.
Such fake emails are always commonly addressed as 'Dear Net Banking Customer' or 'Dear Bank Customer'. While the bank's certified email will always address you by name such as Dear Mr. Arpit Soni.
It always happens that fake emails are badly written and may have spelling or grammar errors.
Such fake emails will always ask you to click on the link or update your account confidential information.
The link provided in a fake email often seems to be correct but when you move the cursor or pointer over it, the link or URL of the fake website is given below.
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