Make a miscall and SBI will give you a loan of Rs 20 lakh
SBI will provide a loan on a miscall
Loans ranging from Rs 25,000 to Rs 20 lakh will be available
SBI tweeted
State Bank of India will make personal loans available to its customers with a single call. The bank has given this information from its verified Twitter handle.
According to SBI's tweet, Express Credit Personal Loan Service is getting instant loans. The customer will only have to make one miss call and later the bank will give the loan with approval soon. The interest rate on this loan is also less than 9.6 per cent.
How much will the loan
SBI has decided to provide loans ranging from Rs 25,000 to Rs 20 lakh in this scheme. Also, loan overdraft service of Rs 5 lakh to Rs 20 lakh is being provided. It does not require any guarantor or security.
Who will get this loan?
You should have a salary account with SBI
Your monthly salary should be Rs. 15000 or more
The EMI ratio should be less than 50%
The SBI Salary Account Holder should be working in a Central PSU Institution.
The bank needs to update the KYC details of the customers from time to time. In this process some basic details have to be verified.
How to update bank KYC
Customers have to go to the nearest branch of the bank for KYC update.
All that remains is to submit the required documents.
Photo and address proof have to be provided for their identity.
Customers of personal account have to use passport, water ID, driving license, PAN card and Aadhar card.
What a minor account holder will do
If the account holder is a minor or younger than 10 years, he will need proof of ID who is operating the account. If the minor operates the account himself, in that case the identity of the person or the home address will be verified and treated like a normal case.
ગુજરાતી માં વાંચવા અહી ક્લિક કરો
This is the process for NRI customers
If you are an NRI, you will need to provide your passport or visa. Residence visa is verified by the officer of the concerned bank including foreign officers, notary, Indian Embassy.
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