Sukanya Samriddhi Yojana

 The advantage of Sukanya Samrudhi Yojana is that it offers many other benefits along with interest.  The scheme was launched by PM Narendra Modi on January 22, 2015 under the Save Betty, Teach Betty campaign.  For the current quarter i.e. January-March 2022 quarter, the scheme is earning interest at the rate of 7.6 per cent.  The scheme is for girl only and can be opened for 2 or 3 girls in case of twin girls.

 For this, accounts can be opened in authorized banks and post offices.  Parents can open Sukanya Samrudhi account in State Bank of India.

 What documents are required

 Beneficiary's birth certificate.

 Proof of address and ID proof of beneficiary's guardian or parents.

 To open an account, the parent or guardian has to fill up an account opening form with the initial amount of the parent or guardian's address and ID proof and submit it to the nearest SBI branch.

 They will also have to deposit an initial amount of Rs 250 to open an account.  There is currently no online account opening system for this scheme.

 Key features of the scheme:

 The minimum deposit in a financial year is Rs.250 and the maximum deposit is Rs.1.5 lakhs.

 The account can be opened till the girl reaches 10 years of age.

 Only one account can be opened in the name of a child.

 Account opening facility is available at authorized banks and post offices.

 Withdrawal approval for higher education of the account holder.

 Account can be transferred from one post office / bank to another post office anywhere in India.

 It will mature after a period of 21 years from the date of opening.

 Deposits are deductible under Section 80C of the IT Act.

 Section 10 of the IT Act exempts interest earned on accounts from income tax.

Read In Gujarati This ( SSY ) Schemes

Download Sukanya Samriddhi Yojana ( SSY ) Form

Important link


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for online application through sbi::


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 Deposits can be made up to a maximum of 15 years from the date of account opening.

 If the account holder dies or the account may be closed early due to extraordinary humanitarian reasons.