how to claim motor accident insurance without lawyer in india

  how to claim motor accident insurance without lawyer in india

Despite being a good driver, you could be inculcated  in an accident and the result can be very stressful at times. When you are inculcated  in an accident, you demand  to follow certain steps to ensure all are safe, follow the law and initiate the surety aver  process. Your immediate action is to details  your surety agency  and follow the system properly to claim car surety  after an accident. Working with your insurer behind an tragedy is crucial to get your aver  settled duly .

How to Claim Car Insurance After an Accident in India?

The traffic density in India can be very high due to the sheer digit  of wheels . While you may ride safely and ensure you follow hold up  precept , there may be certain mishaps. The process to raise a claim for car surety  after an accident has inculcated   over the years. automatic  and digitizing of various deal nhave made it easier to follow certain plan . Read on to learn what steps you need to take behind  an accident in India.

Procedure For Making a Car Accident Insurance Claim After an Incident:

Claiming car surety  after an accident demand  a careful understanding of the system of registering the aver with your surety  agency . under  is a step-by-step guide for making a car accident surety  aver :

1. Inform Your Insurance Company:

Make a call to your surety  agency  to inform them about the accident and give detailed details about the harm  to your car. Ensure you do not withhold any details from your insurer as it may be feckless while settling aver .

2. File an FIR with the Police:

Inform the police about the accident immediately and file a First details  Report (FIR), if demand . FIR is required in case of theft, road below or fire. You may not demand  an FIR if it is for minor dents and score . And you will be  demand  it when a third party is inculcated  in the tragedy .

3. Take Pictures:

Make sure you take enough pictures of the harm n and the location  of the accident. Ensure the photographs are clear and harm are visible so that the surety  agency  will be able to survey the extent of physical harm  and settle the aver  properly .

4. Submit Required Documents to the Insurer:

To process the aver , the surety  agency  demand  certain documents such as a copy of the surety  policy, FIR, the owner-driver’s Driving Licence, a copy of the Recording  Certificate of your car, etc. Ensure you give in  these document  and work with your insurer for a hassle-free expo lies  .

5. Get Your Car Repaired:

You can take your car to the garage to get it repaired. Or, you can ask your surety agency  to get the car fixed. If the insurer accept your aver , you will be  either be repay or satisfy for the loss properly .

6. In The Case of Theft:

In case your car is stolen, follow the process of details  your surety  agency  and file an FIR at the local police station. Submit certificated  such as the RC, your DL, FIR, etc. to the surety  agency . If the police are not able to trace the car within a logical period  frame, they will be  issue a non-traceable certificate. The insurer will be  then settle the aver  and pay the  latest market value of your car.

Documents Needed for Car Accident Insurance Claim:

One of the most for most aspects wheels  raising a aver on your car insurance is to submit the demand  documents. under  is the list of certificated  demand  while raising a car accident surety claim:

Copy of your car insurance policy.

The First Information Report (FIR) from the police.

Copy of the driver’s driving licence.

Duly filled and signed claim form.

Original repair bill, cash receipts, etc.

Copy of your car’s Registration Certificate (RC).

Medical receipts in case of physical injuries.