ઘડીયાળ રીપેરીંગ માટે લોન યોજના 2022 | Watch Repair Loan Yojana 2022 : Read Now
Watch Repair Loan Yojana 2022 | Hourly Repair Loan Scheme 2022: It is possible for everyone to get a job! Today unemployment is increasing as not all are getting employment. Government jobs and private jobs are not available. Then if you have the experience of clock repairing. Taking advantage of loan scheme for watch repairing, if you are thinking of repairing by installing watch repair tools, the government gives you both subsidy and loan. Who are you waiting for? Know how to apply.
This scheme has been launched for the tribal citizens of Gujarat under loan scheme for clock repairing. Under the Gujarat Government's Adijati Swarojgar Yojana, there is a scheme to provide loans for urgent repairing work. Through this scheme the youth of Gujarat can get employment. You can make your life and that of your family beautiful.
Many loan schemes are run by Adijati Nigam Gujarat. Schemes like Tractor Assistance Scheme for Farmers, Beauty Parlor Loan Scheme, Overseas Loan Scheme etc. are running. Today we have come up with a plan for those who know how to repair the clock. Under this scheme, a large amount of money is received by the government for developing the Watch Repair Tool Kit. Which can be used for Watch Repairing Business.
The financial condition of Isma of the tribe is not good and need money for watch repair business. This assistance is provided to the Scheduled Caste people so that they do not have to take high interest loans from outside institutions, banks. Such loans are provided by Adijati Nigam for Watch Repair & Shop Business.
Purpose of Watch Repair Loan Yojana
Gujarat Adijati Nigam provides various loans for self employment. The financial condition of Isma of the tribe is not good and need money for watch repair business. This assistance is provided to the Scheduled Caste people so that they do not have to take high interest loans from outside institutions, banks. Such loans are provided by Gujarat Adijati Nigam for Watch Repair Business.
Watch Repair Loan Yojana – Highlight
Scheme Name : Loan Scheme for Watch Repairing Purpose
Beneficiary : Scheduled Tribe Citizens of Gujarat
Objective : Watch Repair Business requires Rs. This assistance is provided to the Scheduled Caste people so that they do not have to take high interest loans from outside institutions, banks.
Interest Rate on Loan : Only 4% interest rate and loan assistance will be given.
Loan Amount: An amount of Rs.75,000/- is provided under this loan scheme.
Official Website : https://adijatinigam.gujarat.gov.in/
Eligible credit under loan for Watch Repair Loan Yojana
Adijati Vikas Vibhag benefits various schemes to tribal people. A total loan of up to Rs 75,000/- is given for Watch Repair Business.
Eligibility of loan scheme for urgent repairing
Loans for Watch Repair Business are provided by Tribal Development Department Gujarat Corporation. Eligibility and eligibility of the applicant to get this loan is determined. If you also want to take this loan then you must know whether you are eligible for the loan you are going to apply for. So let us know a little about the eligibility and eligibility for this scheme.
- It is necessary to have a certificate that the applicant belongs to the tribe.
- Applicant age should not be less than 18 years and not more than 55 years.
- Applicant should have Aadhaar Card.
- The applicant should also have an election card.
- Applicant should be a resident of Gujarat.
- Applicant's annual family income should not exceed Rs.120000/- and for urban area Rs.150000/-.
- Beneficiary should have done Diploma in Electronics course.
- Beneficiary should have knowledge of the purpose (business/employment) for which the loan is sought for repair purposes.
- Beneficiary should have experience of working in a Repairing-cum-Sales store of Watch Repairing and should submit supporting certificate of training / experience.
- Beneficiary should have extensive repairing experience.
Interest rate and contribution under loan scheme for urgent repairs
Below is the information about how much the interest rate will be in the loan scheme and how much the beneficiary will have to contribute for the purpose of timely repairing.
- This loan has to be repaid at the rate of 4 percent per annum.
- The beneficiary has to contribute 10% of the total loan amount. That is, 10% of the loan amount of 4 lakhs is Rs 7,500/- to be contributed by the beneficiary himself.
Loan repayment time in loan scheme for timely repairing
These loans are provided by the tribal corporation. Following is the information about how long it has to be returned
- After taking this loan, the applicant has to repay it in 20 installments with interest.
- If the applicant has financial facilities, the loan amount can be repaid even before the due date of the loan.
- Delay in repayment of the loan obtained by the applicant will have to be paid with additional 2% penal interest.
Documents required for urgent repairing loan scheme
Scheduled Tribe people residing in the state through Adijati Nigam Gandhinagar who are unemployed. They want to start a new business as Watch Repair Business. For such people this is the same as Loan Sarkari Nokri. The following supporting evidences have to be submitted for this scheme.
- Aadhaar card of the beneficiary
- Ration card of the beneficiary
- Beneficiary's Caste Certificate (Certificate of Competent Officer)
- Training Certificate of Beneficiary
- Passbook of beneficiary's bank account
- If the shop is on rent as a place of business, its details, if it is a rented shop, the rental agreement
- Ownership proof presented by the beneficiary (7/12 and 8/a of land or building document or latest property card without other)
- If the shop is on rent as a place of business, its details, if it is a rented shop, the rental agreement
- Proof of Ownership of Beneficiary Guarantor-1 (7/12 and 8/A of land or building document or recent property card without others)
- Proof of Ownership of Beneficiary Guarantor-2 (7/12 and 8/A of land or building document or recent property card without others)
- Both the zamindars have to submit an affidavit on a stamp paper of Rs 20.
- Government approved Valuation Report of property of Jamindar-
- Government Approved Valuation Report of property of Jamindar-2
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